HP 12C Financial calculator - Manual (Page 6)

6 Contents
File name: hp 12c_user's guide_English_HDPMBF12E44 Page: 6 of 209
Printered Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
Clearing the Financial Registers .............................................. 33
Simple Interest Calculations........................................................... 33
Financial Calculations and the Cash Flow Diagram.......................... 34
The Cash Flow Sign Convention.............................................. 36
The Payment Mode ............................................................... 37
Generalized Cash Flow Diagrams........................................... 37
Compound Interest Calculations..................................................... 39
Specifying the Number of Compounding Periods and the Periodic
Interest Rate ......................................................................... 39
Calculating the Number of Payments or Compounding Periods ... 39
Calculating the Periodic and Annual Interest Rates..................... 43
Calculating the Present Value ................................................. 44
Calculating the Payment Amount............................................. 46
Calculating the Future Value ................................................... 48
Odd-Period Calculations ........................................................ 50
Amortization ............................................................................... 54
Section 4: Additional Financial Functions ....................... 57
Discounted Cash Flow Analysis: NPV and IRR ................................. 57
Calculating Net Present Value (NPV) ....................................... 58
Calculating Internal Rate of Return (IRR) ................................... 63
Reviewing Cash Flow Entries................................................... 64
Changing Cash Flow Entries................................................... 65
Bond Calculations ....................................................................... 66
Bond Price ............................................................................67
Bond Yield ............................................................................67
Depreciation Calculations ............................................................. 68
Section 5: Additional Operating Features ....................... 70
Continuous Memory..................................................................... 70
The Display................................................................................. 71
Status Indicators ................................................................... 71
Number Display Formats ....................................................... 71
Scientific Notation Display Format........................................... 72
Special Displays ................................................................... 73
The key ..............................................................................74
The Key..............................................................................74
Arithmetic Calculations With Constants.................................... 75
Recovering From Errors in Digit Entry ....................................... 75